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Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement.
Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
What else can I help you with?
Is renters insurance included in your rent?
Chances are: no. Renters insurance covers your personal property and liability and not your landlords. As such they would have little reason to provide insurance on your behalf. Luckily, renters insurance is usually very easy to obtain and even more affordable. A quick google search for renters insurance will direct you to plenty of sites that can assist you with obtaining a policy.
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Can you share renters insurance with your roommates?
Renters insurance is definitely worth getting. Most agents or brokers from whom homeowners insurance can be purchased can also write renters insurance. As for renters insurance being shared... since you are renting the premises, renters insurance covers contents only (not the structure of the building). The policy that you buy will specify the meetes and bounds of what is covered. It is important that you list on the application or other document tendered by the agent, the items that you wish to insure. The value of the items will determine the amount of coverage that you buy. If you are buying the insurance with your roomate, be sure that both of you are shown to be insureds on the policy. Keep in mind, though, that if you part ways, the policy may have to be altered for the person who moved because the risk has changed (the property insured will be relocated to a new location). Get receipts, photos, and descriptions ready for each of the items, especially the expensive items, and tell your renters insurance company that you want to add additional items to your renters insurance policy.
Cost for LA renters insurance per month?
Your renters insurance quotes do not depend solely on your region (Los Angeles) but a number of other factors, most importantly: which valuable items that you own do you want to insure with personal property coverage? Here is an informative article I found on how to find affordable renters insurance anywhere in the country: http://www.insuranceagents.com/free-renters-quotes.html
Your renter started a fire and has renters insurance how much will it cover?
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
Is it legal for a landlord to request renters insurance in the state of California?
Apparently, it is. I lived in Southern CA. in an apartment complex that kept flooding. So when the owner got everything fixed, he required renters insurance so that he couldn't be sued if it flooded again.
Is renters insurance required before moving in?
Renters insurance is not typically required by law before moving into a rental property, but some landlords may require it as part of the lease agreement. It is a good idea to have renters insurance to protect your belongings and liability in case of accidents or damages.
How much is renters insurance on average in California?
they start from $10-$30
Which is not usually required by the lender when you apply for a home mortgage?
Renters Insurance.
Is it required to buy renters insurance in Florida?
In the state of Florida, it is not required for people renting real estate to purchase renter's insurance, but the state also does not offer any other type of protection for these renters.
Are there any good California renters insurance companies?
you can find cheap renters insurance in california by going to the following website. (http://www.rentersinsurance.net/california.html) it gives you the list of companies to look through and as well as the prices for them.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Is it a state law in Minnesota that you have to have renters insurance?
In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.
Does a landlord have to provide an insurance policy for the tenants in Tampa, Florida?
No it is not required. Tenants can however get their own renters insurance to cover themselves.
Is car insurance required for California residents?
Yes car insurance is in fact required in California. Before you decided to drive you car in California, please purchase some insurance.
What is the best renters insurance for a college student?
There are many companies that offer renters insurance. The best place to purchase renters insurance will depend on your location and individual situation. Some of the top rated renters insurance companies are Travelers Insurance, State Farm, Liberty Mutual, and Farmers Insurance.
Could you explain you what is a freeway insurance?
Freeway Insurance is the name of an Insurance provider. They offer auto, home, renters, and motorcycle insurance. They are headquartered in California and offer coverage to several states.
