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It sounds like finances have gotten a little complex, here. I can see an issue where if you pay back the money to one spouse without the knowledge of the other, you may not get credit. Have a discussion with them--together--to sort it out. That way, you will not come into conflict with their money management. Otherwise, it is a fine idea for them to subtract what you owe them from the money they pay back. Then, you are even!

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Q: If I loaned someone money can their spouse deduct money from the balance that you them for money that I owe the spouse?
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