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If I pay out of pocket for my medical treatment will my insurance company reimburse me?
Wiki User
∙ 9y ago
When you treat in a non-network hospital, you are to apply for reimbursement of your medical expenses at the hospital, incurred out of your pocket. Your reimbursement will be accompanied with all supporting documents like discharge summary, final bill,advice for hospitalization, fitness certificate, original medicine bills, test reports etc.
Wiki User
∙ 8y ago
Wiki User
∙ 9y agoIt depends what you are insured for.
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What are unreimbursed medical expenses?
Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Who reimburse your health insurance provider that paid for medical bills if you received a settlement from your auto insurance you or auto insurance?
The insurance company would pay them directly to make sure they are paid.
Who is liable for medical treatment cost when the accident was not your fault and 3rd party have admitted liabillity?
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
Can Michigan employer drop your medical insurance while on short term disability?
Yes, unless you pay/reimburse the employer for the insurance premium out of your own pocket.
Is there a company called Travel Medical Insurance?
Yes, there is a company named Travel Medical Insurance . Their website is www.travelmedicalinsurance.com.
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Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is covered.
Must you reimburse your insurance company for medical bills paid on your behalf when you get a settlement from the other insurance company even though youve been paying premiums to cover medical costs?
normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some shoes, if they do, which usually takes at least a year, get ready to return the shoes. eventually the insurance companies settle their explanation of benefits, and find out who owes what.
What is a superbill?
A superbill is a form used by medical practitioners and clinicians that can be quickly completed and submitted to an insurance company or employer for reimbursement. Nowadays, many professionals do not work directly with insurance companies. That is, they are do not sign up to be a part of a medical panel or part of an insurance panel; they work as independent consultants. As such, a need arose to provide patients and clients with a document that could be submitted to insurance companies that would allow clients to be reimbursed by their insurers. A superbill can be prepared for you at the time of an office visit, or if you see your medical practitioner frequently, it can be prepared for you weekly or monthly. The superbill should contain the following elements: * Your name * Your address and phone * Any additional indetifying information (like your social security number) * Your doctor's name * Your doctor's address * Your doctor's license number, NPI number, tax ID number * Your diagnosis * The treatment(s) rendered to you * The cost of the treatment * The amount you paid * A release authorization statement * Your signature * Your doctor's signature Once you receive your superbill, check it for accuracy (make sure the dates/times of your visit and the amounts you paid are correct). Then simply submit the document to your insurance company for reimbursement. Your insurance company MAY reimburse you depending on the level of coverage you have. Prior to starting work with a clinician who uses superbills, you should contact your insurance company and say, "I want to work with an out-of-network provider, how much will you reimburse me?" The only way to know for sure what your insurance company will pay is to ask them directly, or better yet, get it in writing via fax or email. Be aware that should you choose to submit a superbill, you are releasing medical information that is protected by law. This means you are waiving some of your rights to provacy and confidentiality. Your insurance company will have and keep a record of your diagnosis as part of your permanent medical file. These files can be used by insurance companies to set your rates and to allow or disallow further treatment.
