You seem to really be between a rock and a hard place, and I sympathiize with you. Unfortunately, 'crossed signals' and/or office worker incompetence aside - at this point, you received the service and it will be your obligation to pay. HOWEVER - if you have a local newspaper or television station which has a consumer advocate reporter - I would not hesitate to contact them with your story, which seems to be well documented. Some local Bar Associations hold occasional free workshops where they give advice for little or no expense. Check to see if your local Bar Association does this kind of thing. Good luck.
Take the Insurance company to court. The Doctor has to be paid by some one. and in the end it is you that is responsible for this.
I am insurance agent of aviva life insurance company irda has issued me the license that i had lost now tell me the procedure how i get the license back?
They should take the license from IRDA
Call your insurance company and ask them for the forms you need or what the procedure is to add a child to your coverage.
I recently had to have a colposcopy done. My insurance will not cover the procedure under regular doctor visits because they consider it a surgical procedure and I will have to first pay $500 out of pocket. Most colposcopies do not cost $500, so I ended up having to pay for the whole thing. I have Humana insurance. I know most insurance companies do cover them, however you will want to check with the insurance company on what your deductible will be since most of them consider it a surgical procedure.
Ask your physician what the cash price is for the procedure. Sometimes you can get a discount when you pay cash. You save the doctor's office from having to file with an insurance company for payment.
No US insurance company provides insurance fully recognized in Mexico. If you will be driving in Mexico you must buy insurance from a Mexican insurance company to be certain you will have the required coverage.
You can find horse insurance online or at any equine insurance company. My advice would be to look for horse insurance either online or in a phone book because it really is not that common of a type of insurance in certain areas and states.
you can ask your doctor to write a letter of medical neccesity and even ask for an alternate benefit if one is available for the procedure. However, if it is stated in your benefits handbook that it is not a covered expense, you more than likely are wasting your time and the insurance company will not pay.
That you are covered by a health insurance policy, meaning that you have an insurance company that will pay certain amounts for certain physical problems, illnesses, accidents, operations, medications and so on.
In the UK a company has to have certain liability insurance for the public and employees. The type and extent of that insurance would depend on the business itself. No company is required to supply personal health insurance outside of the liabilities of such insurance.
How can a risk of a company be prevented is by taking an insurance policy. Now, What is insurance? Insurance is the agreement between two partners to undergo a certain agreement in case of any unfortunate circumstances. The first partner is called the insurance company(insurer) while the partner is called insured, which is the person taking the policy. For a company to be prevented from risks it will has to take an insurance policy; for this risk occurring the insurance company will has to pay a certain sum of amount (called premium) to the company in other to cover half or almost the risk. So, with this, the company will be prevented from risks of any nature.