It depends on the scope of coverage you purchased.
Talk to your insurance agent if you have questions about your coverage. Your agent would the person in the best position to advise you of coverage.
Yes, That would be a covered loss under most home insurance policies.
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
yes subject to your homeowners deductible
You may need a legal opinion depending on the seriousness of the situation. Depending on the age of the child and the state where the loss occurred there may or may not be coverage under the homeowners liability section for injury to others caused by an insured under the policy.
If she is covered under your insurance policy, in most states in the United States she is not covered. That is because some dishonest people will deliberately crash their cars into each other to collect the insurance. Now if she has her own insurance, even the same company, she will be covered.
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
I have the same question! A car did hit my house and I started to go through my homeowners insurance , but however I am thinking after all the problems that I am having with my homeowners that maybe it would have been best to go through the car company insurance.
This would be covered under the "comprehensive" portion of a full coverage policy. PLPD aka liability would not cover such damage.
No, only damage to the vehicle is covered.
No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.
unless it is pretty fatal
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.