yes subject to your homeowners deductible
No. Your home Homeowners Insurance policy does not provide funding for elective home remodeling
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
Yes, you can secure the vehicle in a garage. They can't get the vehicle ( if there is no court order) and when you get the money, pay up. Most people do keep their cars in a garage, so what's the difference? NOT legally. Its called "Hindering a secured creditor" in most states.
I have the same question! A car did hit my house and I started to go through my homeowners insurance , but however I am thinking after all the problems that I am having with my homeowners that maybe it would have been best to go through the car company insurance.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No
Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.
No
Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You can't sue yourself so your homeowner's liability is out of the question, if you have comprehensive coverage on your car it will be subject to that deductible and your car insurance will pay. 2 - Your neighbors homeowner's liability coverage will pay for the damage to your car. 3 - Your homeowner's liability coverage will pay for damage to their vehicle. 2 or 3 you may want to get an estimate on how much it will cost to fix your vehicle, having a homeowners claim can seriously impact your ability to qualify for competitive homeowners insurance rates and you should only file claims against your homeowners if it is truly necessary. I would say if the cost to repair the car is under $2500 you should work out an agreement with to pay out of pocket instead of through homeowners, unless you can get a gaurantee in writing from the homeowners insurance saying your rates will not go up due to the claim. Good luck.
No. Sorry but a homeowners policy specifically excludes coverage for any motorized vehicle other than one used exclusively for maintenance of the property like a lawnmower. Your auto policy is the only place you can look for coverage of damage from a falling tree.
I am sure that it depends in what state you live, but in Oregon it is always the person that hit you, who insurance would pay. i.e. vehicle one, pays vehicle two.... and vehicle two pays vehicle three.