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If a car strikes a house whose insurance will cover the damage to the house?


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Wiki User
2015-07-15 19:15:26
2015-07-15 19:15:26

Depends on whose fault it is. If for some reason, the house was moved to the middle of the road in the middle of the night, then it probably wouldn't be the drivers fault that there was a house in the middle of the road. But generally, houses don't move, so I would have to say the driver of the vehicle's insurance will have to cover this case.

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Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.

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No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.

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Contents House insurance in the UK cover: the most of possessions, carpets, furniture, electrics, fire damage, floods and storms, natural disasters, vandalism and malicious damage and theft.

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Mine doesn't but we don't have many bears in the UK. Read your insurance policy.

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House insurance can cover different things depending on your policy. Common things covered include storm damage, some kinds of theft, and fire. You can also get specific flood insurance. There are many different houses out there. Because there are houses, there are companies that offer house insurance. Depending on one's house insurance plan, it can cover different things.


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