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If I understood your question right, you have received money because jewelry was lost/stolen. If this is the case, then, although your claim was for lost jewelry, you can use the money for anything. I do not believe they check on you or care what you do with the money. You could even buy a car. Once you are given the money, it is yours to do with as you like.

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Q: If a claim is paid for lost jewelry must it be spent on jewelry only?
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