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Technically, yes if there is a signed contract between the agency and the creditor which expresses in detail the relationship in terms of file assigments. For example, many contracts agencies use clearly spell out the right of entitlement once the debt has been physically assigned. Thus, if in the above question, the debt was assigned to the agency, the agency has the right to ask for its commission cut. However, if the debt was not assigned, the agency would not be entitled to a commission cut. Again, it is important to review "file assignment' language in the contract between agency and creditor.

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Q: If a client hires a collection agency but then cashes my payment can the collection agency still collect their fee?
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