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If a credit card company won a judgment against you what can they do if you can't pay them?
Wiki User
∙ 18y ago
A judgment can be executed against non-exempt property belonging to the debtor. Most creditors prefer wage garnishment or bank account levy. All states allow a debtor specific types and amounts of real and personal property that can be protected from creditor attachment. The most important one for homeowners is the homestead exemption. It would be in the best interest of a homeowner to be certain the primary residence is either protected automatically by state law or a declaration of homestead has been properly filed with the county recorder's office. The exemptions allowed for bankruptcy are the same as those that are allowed for lawsuit judgments, with additional federal non-bankruptcy exemptions available for use by debtor if the circumstances warrant.
Wiki User
∙ 18y ago
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How can you protect yourself against credit card theft?
save and buy with cash or debit ... saves money too with no interest or fees.... credit card cant be stolen if you don't have one......
Can a credit card company take away or place a lien on your Florida home if you stop paying the 12K credit card balance and you are not a US citizen and live and work outside the country?
no a credit card company may not take your home away. a creditor can never take anything away if the debt is unsecured such as a credit card. regardless of what anyone posts here, credit card companies cant do anything whatsoever if you stop paying them. your credit is ruined and they call alot, but that's all they can do.
How do you dispute a judgment on your credit report?
I deleted two judgments butYou just dispute it like anything else on your report. give any reason like its not yours and dispute often online and in the mail at the same time mix them up. I deleted two judgment of my cdredit file took like 2 years. Just because it is off your credit report does not mean you do not owe it. A collection agency froze my bank account big 49.00. I can not have money in my name in a bank. Start a business account they cant touch that AnswerYou can dispute anything on your credit report including judgments that you believe to be inaccurate or erroneous by using the Fair Credit Reporting Act. This gives the credit bureaus 30 days to verify the judgment or it must be removed from your credit report. You can dispute something by just ask verification on it by mail, phone, or online.
What are the three c's of a credit card?
Its theftYou cant have it if you dont have a credit cardWe dont know you!
Can my wages be garnished for my husband's credit card?
no it cant
Can a credit card company issue a summons for unpaid debt or can a credit card company retain services of an attorney and sue for unpaid debt?
sure they can but they cant collect or that is what happens in texas they can get an injunction against you but that means you have to pay them but not when Absolutely. You own them the money and they can hire an attorney or sell the debt to a collection agency.
Should you notify your credit card company if you go to a nursing home and cant pay?
yes
Were can you download free music without using a credit card online?
You cant. that's against the law.
What if you cant pay the judgment against you have no job but have one car that is paid for?
If it's against the state you can probably take jail time instead of paying your judgment. If it's against the another person I have no idea, but you might be able to get a loan using your car as collateral but it might be hard with no job and you risk loosing your car.
If you have bad credit no insurance no property or residence and your car is stolen what will happen if you stop making payments?
1, FILE a stolen car report with the cops. Then IF it was really stolen, the lender can collect the ins. and then your bad credit will go to Worse credit. And they cant find you 'cause you have no residence.Well, given the situation you describe, likely all the lender could do is get a judgment against the debtor. IF the debtor ever works, they could garnishee their wages.
How can you protect yourself against credit theft?
save and buy with cash or debit ... saves money too with no interest or fees.... credit card cant be stolen if you don't have one......
How can you protect yourself against credit card theft?
save and buy with cash or debit ... saves money too with no interest or fees.... credit card cant be stolen if you don't have one......
Why cant i send texts when i have credit and free texts?
Your network is down because your phone company is a thief and doesnt want to give you anything free.
I Cant remember who your car insurance company is?
Take a look at the policy or if you paid by credit card, debit card or cheque have a look at your bank statements.
Can I be arrested if I don't pay rent after I am evicted in Pennsylvania?
?? They can file all the legal paperwork and move any personal property you have on the property to the curb. If you have received a notice of eviction, you have been evicted, but they can't physically remove you from the property if you are not there.
If you bought a car in your name for a fiance and then she left you said she would pay for it and doesnt can you sue her for the money or is bankruptcy the only way because you cant afford it?
you can repo the car from your fiance yourself and try to sell it to get to pay it off,yes you can sue your fiance for the money also,this doesnt mean you will get the money from your fiance,a judgment against someone means nothing unless they are employeed,have assets or someway to pay the judgment ,if she isn't paying for the car how will you collect on the judgment ,by the way it takes months to get a judgment against someone
How do you hack uberstrike credit packs?
you cant
