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No, but they do have to file for a judgment in the appropriate state court in the county where the defendant debtor resides. The debtor retains all his or her legal rights to personal and real property exemptions allowed by the laws of the state and if necessary and more advantageous to federal non bankruptcy exemptions.

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โˆ™ 2006-12-13 04:09:14
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Q: If a credit card company won an arbitration against you do they have to file a lawsuit against you to enforce that arbitration?
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