Real property would not be subject to attachment as Ohio is not a community property state and therefore only the spouse who incurred the debt is responsible for the debt. However, it is possible in some cases for a lien to be placed against the debtor spouse's share of a homestead as Ohio law allows for the "equitable division of property". Joint bank accounts can be subject to levy thereby requiring the non-debtor spouse to prove the amount of funds belonging to him or her to insure they are protected from creditor attachment. Any property held solely in the name of the non-debtor spouse cannot be seized by creditor(s). All debtors are allowed personal and property exemptions established by state law which prevents creditor attachment. The exemptions allowed under bankruptcy law are the same that are allowed in regards to a creditor judgment.
Many commercial landlords accept a credit card for rent payment. You need to ask yours.
Your credit standing alone won't affect your spouse's credit. The only way your spouse's credit would be affected along with yours is if you jointly hold accounts and then fail to pay them.
Actually if you add someone as an authorized user on your credit card, THEIR credit will go up but nothing will change with your credit. You are giving them the benefit of your positive credit history.
Yes, of course it's illegal.
Yes. The choice is yours whether you apply for a mortgage or an equity credit line and whether you get approved depends on your credit record and the value of the property. Please try first at a local bank where you will receive much better treatment after you have signed the note than you will get with a huge, national lender. Make certain you understand what you're signing and what your payments will be.
No, after divorce what property you obtain is yours. If you come into a marriage with property that is yours as well when you divorce.
Possibly. Mixed files happen all the time. If there are accounts on your reports that are NOT yours dispute them as not belonging to you. If your brother's name appears on your reports, dispute that as well. Accounts on your reports that are connected to any other names should come off your reports.
It's not a property that must be approved for a loan, it is the people try to buy the property that must be approved. That approval is mostly dependant upon your credit rating. You can access Equifax or TRW to find yours. There is a website you can go to to find out your credit rating for free. Just type in "Credit rating" in your search engine and one should pop up.
how do you check a credit card that is not yours
That is up to the parties involved, lawyers, and ultimatly, the judge.
WEIRD
Sure. Is that right? Apparently not if it is only yours and yours alone and the property is not otherwise "marital" or "community" property in the state whose laws governs the disposition of the property. The question is really what you want to do about it.
The phrase right of passage essentially means that the property is yours and you have done something to mark the property as yours. You could do this by taking a picture in front of the house after you have bought it, holding a sold sign.
if you have already given it too them, then it is no longer your property, but if you have not given it too them, them it is still yours.
yes
The company extending the credit is the judge of that. they have guidelines to determine who that extend credit to.
No, what you inherit is yours and not part of the marriage.