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If a debt collector has never sent you a written notice about a debt can you still be sued for the debt?
Wiki User
∙ 15y ago
Technically the collector should have sent you some form of documentation regarding your debt. Although with lawyers and the court system today nothing is definite. Perhaps it got lost in the mail? I would not bank on the fact that just because you were not sent a document does not mean you can't be sued. If you have talked with the debt collector on the phone this can be used as a form of communication in a law suit. I would recommend keeping track every time you were contacted by a debt collector. Here is a good article on debt collection and your rights that might help also.
http://hubpages.com/hub/Debt-Collection
Wiki User
∙ 15y ago
Yes, you can still be sued for a debt even if a debt collector has not sent you a written notice. While the Fair Debt Collection Practices Act (FDCPA) requires debt collectors to send a written notice within five days of their initial contact, the failure to do so does not prevent them from taking legal action to collect the debt. However, you may have legal recourse if the debt collector has violated any provisions of the FDCPA.
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