yeah
You have to have insurance to obtain your tags. As long as you are not driving the vehicle you do not have to have insurance unless you have a lien or are worried about damage to the vehicle.
The type of vehicle and its sotred location will have a big effect on insurance cost. Your insurance price may also be affected by the driving history of the employees that will drive the vehicles.
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.
If you ever ride on the public roads you will need insurance. If you are only driving it on private property, then you do not need to get insurance.
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.
If the vehicle has been declared as a "salvage vehicle", an insurance carrier would only want to provide liability insurance (depends also on your driving record). Anything repair/maintenance you do for that vehicle is almost your own risk. The vehicle has been fully paid for a depreciated by a previous insurance carrier.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
His liability insurance on his car should transfer to the vehicle that he is driving.
Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.
Autonet Insurance specializes in the commercial automobile market. This includes fleet vehicle insurance, commercial vehicle insurance and commercial van insurance.
There are many insurance companies which provide insurance for commercial vehicles. Progressive, MetLife, and Geico are all companies which offer insurance to commercial vehicle owners.