There should be no question for your insurance. Your friends insurance will be affected, not yours. unless there was something wrong with the vehicle( ie. suspension or bad registration) any moving violations are specific to the license holder, not the auto. Hope this helps you feel a little better about the situation.
I believe the Parents insurance go up!
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
I guess you were driving? The ticket (if you received one) may, also if a clue is run then that too may show up. Be sure and be truthful when filling out any application for insurance.
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.
Yes. If a claim is made and found valid, his insurance rates will probably increase. It depends on the past history of the insured of how much the premium will rise.
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
Yours
yes. it goes on your record and insurance companys look at you record from time to time
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.