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Answered 2009-02-04 05:19:48

No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.

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States pass laws about driving and insurance. You'll have to check with the local Department of Motor Vehicles or wherever you get your drivers license.


This would only affect the drivers DMV record. It would not impact the insurance or MVR of the owner of the vehicle. http://www.coloradosbestinsurance.com


All driving infractions affect your insurance. Drive safely!


Do you mean drivers license suspension? If so, it depends on the insurance company. It used to be that non-moving violations didn't count on your insurance rating but in the past few years they have starting allotting points for items like this.


- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


You should have received a fix-it ticket. Moving violations appear against your drivers license. Insurance companies can consider it when issuing insurance if it appears on your driving record. However, if you are already insured, It probably won't affect your rates.


Car driving convictions affect the cost of one's insurance in the following way: the more conviction one has, the higher the price is for insurance, since one is more likely to make an accident again.


Yes it will. The points system is affected nationwide and thus, regardless of where you go, unless the jurisdiction prevents out-of-state points to affect the driver's license (which Kentucky does not), it will affect your driving record as well as your insurance points.



You'll be arrested and charged with driving without a license and driving without insurance (I assume), at the very least. Not to mention that these charges may negatively affect your future chances of obtaining a drivers license.



Short term car insurance for UK drivers from the AA. Get temporary cover for additional drivers of your vehicle without putting the no-claims discount.


Absolutely not. They should not even be asking for your drivers license number. The information the other drivers company would need is your insurance companies information and then they hash out all the details. Your record, be it DUI, wreckless driving, etc, does not affect their payment since their insured is at fault.


Having your license in suspended status will affect the insurance, some will not even insure until the license is reinstated - but the reason it was suspended will not affect your insurance due to the fact that it was not a movingviolations.


This will depend on whether the minor was driving a car. A minor in possession of alcohol offense, albeit illegal, in itself does not affect auto insurance rates. If the minor was driving a vehicle and had an open container of any alcoholic beverages, then this is a separate offense of violating the open container law in that jurisdiction: all states and counties have that type of law. It too does not have an impact on auto insurance rates, per se. But, if the minor was drinking alcohol while driving and is intoxicated because of such, then we have the more serious offense of driving under the influence of alcoholic beverages. Of course, this will have a significant impact on auto insurance rates, especially for the underaged drinker when he gets his own car insurance. However, it will not have affect on the auto insurance of another person if he agrees to take off the underaged drinker of the list of drivers of his vehicle.


This can affect car insurance if they believe you are drinking or using drugs and driving. However, most of the time it won't go up.


Generally not. Most companies do not change your insurance rate for non-driving violations.



Yes, it will go in your driving record and hence Insurance companies will be seeing it.



That's simple. Just tell your insurance agent that they will be driving the car. However, know this. Your spouse's driving record will directly affect your insurance premiums regardless of whether or not they will EVER be driving your car. Not fair but completely legal in Ontario.


In the state of New York, a DWI will affect your insurance for a period of 40 months. However, you really can't be driving when you lose your license because of a DWI anyway.


Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.


My friend is an officer and after receiving a violation I asked the same question and he said no. He has never seen it affect your insurance.


it will defiantly affect the premiums and depending on the insurance company they might drop him.



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