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I am not 100% sure of the answer to this, but I do know alittle bit that might help. If you are married, all that you and your spouse owns becomes community property, meaning legally, it's yours and your spouse's. So with that said, they can probably get your spouses stuff if they are allowed to get your stuff. Except, I know in divorce, that if you owned something before the marriage, your then entitled to it at divorce and it's not community property then, so maybe it would be the same in this situation. Also If I am not mistaken, credit card people etc., can only get things that you actually bought with a credit card, but usually don't. Also if it is a judjement as far as something like child support owed to another person is concerned, then I think they are only allowed to get money, etc from the one owing the support if the other spouse isn't the parent to the child. I know they can only take the person who owes the support's part of a income tax check. Well I hope this helps a little, but maybe it will help if you make your question a little more tailor made, because there is a lot of different circumstances that could affect the answer to this question. Maybe you can find your answer on www.legal-database.net

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Legally the sheriff can attach any property belonging to the debtor which is not exempted under state laws, that the judgment creditor wishes to execute the judgment against. The reality is creditors do not bother with used household goods unless they are secured debt, such as a TV purchased from Sears. In community property states all marital property belongs equally to both spouses, likewise all debts incurred in a marriage are owed by both spouses; thereby making all nonexempt property subject to creditor action.Creditors prefer to execute judgments as wage garnishments, bank account levy,the liquidation of bonds, stocks, etc. and liens against real property.

If a debtor believes they may be sued the best option is to seek legal advice from a qualified attorney. Most attorneys offer free or minimal fee consultations. State bar associations offer free attorney referral services as does the American Bar Association, http://www.abanet.org

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โˆ™ 2013-02-28 00:00:48
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Q: If a judgment is against you for a debt can the debtor come in your house and take personal property of your spouse?
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Can credit card company put a lien on real property?

Yes, if the lender sues the debtor and receives a judgment award, the judgment can be executed against personal or real property owned by the judgment debtor.


How do you collect on a civil judgment?

By executing the judgment against real and personal property belonging to the judgment debtor in accordance with the laws of the state where the debtor resides and/or owns property. You file the execution of the writ of judgment with the clerk of the court in the county and state where the judgment was entered and the debtor resides In some situtations a 'foreign judgment' can be executed against real property owned by the debtor that is located in a different state then the debtor's residential state.


How do you collect a judgment when the judgment debtor resides in a different state?

File a "foreign judgment" against the real property owned by the judgment debtor. This is done by contacting the tax assessor/land office in the county where the debtor resides. If the debtor does not have real property that can be encumbered by a lien, the judgment holder will need to secure a domestic judgment (requires another suit) from the state court in the county where the debtor resides to seize personal property or garnish wages for the repayment of the debt.


What can the credit card companies do if you refuse to pay a debt in Texas?

The creditor can file suit against the debtor and if the creditor is successful and is awarded a judgment the judgment can be executed against all non exempt real and personal property belonging to the judgment debtor.


If a credit card company obtains a judgment against you what happens?

The judgment creditor can execute the writ according to the laws of the state in which the judgment debtor resides. The preferred method is wage garnishment or bank account levy. Other options for the judgment creditor is the seizure and sale of unexempt real and personal property belonging to the debtor or liens against real property belonging to the debtor.


What can they do to you if you dont pay back credit card debt?

The creditor can sue the debtor in civil court. If the creditor wins a judgment (99.9% of the time they will) said judgment can be ebforced against personal property owned by the debtor, for example a levy against a bank account or lien on real property.


When a judgment is executed is it an 'automatic' lien on the debtor's property?

A judgment in most cases (except for small claims) can be executed as a lien against real property. It is not "automatic" the judgment creditor must file the judgment as a lien against property solely owned by the debtor or if the portion that is owned by the debtor when the property is jointly held. Judgment creditor liens cannot be placed against marital property held as Tenancy By The Entirety where only one spouse is the debtor.


What happens when a collection becomes a judgment?

States establish the type and amount of real and personal property belonging to the debtor that can be attached by creditor judgment. In most states a judgment can be executed as a wage garnishment or bank account levy or lien against real property or seizure and liquidation of non exempt property belonging to the debtor.


What can a creditor do with a final judgment in Florida?

The judgment can be executed as a bank account levy or wage garnisment or liens against real property solely owned by the judgment debtor or to seize and liquidate any unexempt property that is owned by the judgment debtor.


What does a judgment mean on an unsecured credit card?

It means the creditor has won a lawsuit, been awarded a writ of judgment and can execute the judgment against non-exempt assets and property as defined by state law that belongs to the judgment debtor. The preferred method of executing a judgment is by wage garnishment, followed by bank account levy, the seizure and liquidation of non-exempt property and liens against real property. The state exemptions allowed for personal and real property when properly used can give the defendant/debtor considerable protection against the enforcement of a creditor judgment.


How do you go about putting lien for business debt?

You need to sue the debtor and if you prevail the court can issue a judgment lien. The judgment lien can be recorded in the land records and used by the sheriff to seize personal property.You need to sue the debtor and if you prevail the court can issue a judgment lien. The judgment lien can be recorded in the land records and used by the sheriff to seize personal property.You need to sue the debtor and if you prevail the court can issue a judgment lien. The judgment lien can be recorded in the land records and used by the sheriff to seize personal property.You need to sue the debtor and if you prevail the court can issue a judgment lien. The judgment lien can be recorded in the land records and used by the sheriff to seize personal property.


Can a credit card issuer place a lien on your property in Pennsylvania?

Yes, if the creditor sues the debtor and is awarded a judgment the judgment can be used to place a lien against real property belonging to the debtor.


Can a lien be placed on your personal property by a credit card company if the account is in arrears?

A creditor must follow due process as prescribed by the laws of the state where the debtor resides. For a lien to be placed against real property the creditor must first sue the debtor, be awarded a judgment and enforce the judgment as a property lien.


What happens if you have a judgment against you and are unable to pay immediately?

The judgment holder can proceed to execute the judgment writ in whatever manner is allowed under the laws of the debtor's state. Some methods might be, wage garnishment, bank account levy, seizure and sale of any non exempted personal property belonging to the debtor, or a lien against any real property belonging to the debtor.


Does a credit card have to be charged off when a judgment is granted?

An account is charged off before a judgment. The judgment creditor can execute the judgment against non-exempt property belonging to the debtor as a means to recover monies owed. The preferred method is wage garnishment followed by bank account levy or a lien against real property. It is also possible for the creditor to seize and sell other personal property belonging to the debtor, but creditors are generally reluctant to take such action.


What can credit card company get when they sue you?

States inact laws that determine howa judgment creditor can execute the judgment against the judgment debtor. In most states a judgment writ can be enforced as a wage garnishment (preferred method) or bank account levy or a lienand/orseizure and sale of unexempt real or personal property belonging solely to the judgment debtor.


What happens when a judgment is executed?

In the majority of US states a judgment holder can execute a judgment in several ways. The preferred method is wage garnishment, other options for the judgment creditor would be; bank account levy or seizure and sale of unexempt personal property or a lien against real property owned by the judgment debtor.


If you are owed 150K on a promissory note and the other party is refusing to pay how can you collect?

The creditor(lender) will more than likely have to file a lawsuit against the debtor (borrower) to recover monies owed. If the creditor wins the suit a judgment will be entered against the debtor. The judgment can be executed according to state laws against any nonexempt property belonging to the debtor. The judgment holder should use caution when seizing property, as they can be penalized for incumbering exempted property of the debtor or possibly jointly owned property. The safe and expedient method of enforcing a judgment is by wage garnishment.


Can a credit card company put lien on your property in California?

Yes, if the lender sues the borrower and receives a judgment that judgment can be implemented as a lien against real property belonging to the judgment debtor.


What is a filed judgment?

It indicates the creditor plaintiff has won a lawsuit against the debtor defendent and a judgment has been entered in favor of the creditor. The creditor can enforce the judgment in accordance with the laws of the debtor's state of residency. The preferred method of executing a creditor judgment is wage garnishment, followed by bank account levy, a lien against real property owned by the debtor or the seizure and sale of nonexempt property owned by the debtor.


What can happen if there is a judgment against you and you cannot pay?

A judgment creditor can execute the judgment in whatever methods are allowed under the laws of the state in which the judgment debtor resides. The preferred method is by wage garnishment. Other possible methods are, levy of bank accounts (including those that are joint) seizure and liquidation of non exempt property belonging to the debtor and a lien against real property or the portion of such that is owned by the debtor.


What happens after a judgment is filed?

A judgment can be executed in several ways, the preferred method for a judgment creditor to recover monies is through wage garnisment. Bank account levy, liens against real property owned by the judgment debtor. In some U.S. states the seizure and sale of unexempt personal property held by the debtor (CD's, jewelry, electronics, items of value) is also allowed, but the action is rarely implemented by the judgment holder.


Can a collection agency put a lien for medical expenses on real estate property in Florida?

Yes, if they sue and receive a judgment against the debtor then a lien can be placed against real property or a portion thereof owned by the debtor.


What can be taken from you in a judgment?

State laws dictate what personal and real items belonging to a debtor are exempt from execution of a judgment writ. The preferred method of judgment creditors for enforcing the writ is wage garnishment or bank account levy against the judgment debtor. Generally the same property that is exempted in bankruptcy proceedings will also be exempted from attachment by a judgment creditor. It is in the best interest of the judgment debtor to obtain legal advice if faced with such a situation. The debtor's property is NOT automatically protected they need to file documents required by the court to keep exempted property from being possibly seized for sale or encumbered by liens.


Can a credit card company that filed a debt as a charge-off still file a judgment against the debtor?

Yes, the creditor or more likely a collector who buys the account can file a lawsuit against the debtor. If the plaintiff (collector) wins the suit, they will be awarded a writ of judgment. A judgment can be used to garnish wages, levy bank accounts, place liens against real property or liquidate nonexempt property owned by the debtor.