This person has bought your debt or has been assigned to get that money. They do this shortly before taking the action to court. It sounds like they have not charged off this money or feel that you have assets that will cover your bad debt if they seize.
Yes.
Charged out means you cant charge any more on your card, & the furer implications it will have is it will slowly make your credit bad credit till you pay your credit card off where their is no more out standing balanc.
No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
When you use credit card for purchasing goods and services, the credit card issuer pays for it first and you pay the credit card company. On the other hand, when you purchase using a debit card, your purchases are charged to your bank account.
Yes.
Yes.
Do you think credit card companies care where someone lives, or how old they are, or how ill? I doubt it; it is all just business to them. If money was charged, then money is owed. If the money was not charged to this persons account, she needs a lawyer to protect herself.
Charged out means you cant charge any more on your card, & the furer implications it will have is it will slowly make your credit bad credit till you pay your credit card off where their is no more out standing balanc.
yes
2399.80
No, a credit card company will not reopen a charged off account. They may choose to grant you a new line of credit, but this would be rare.
Usury
The outstanding balance is very simply the amount of debt that you have charged on the credit card. You owe that amount to the credit card company.
You are not usually charged a fee for using your credit card. HOWEVER - the fees charged to the retailer by the credit card company, will covertly be passed on to all customers by charging more for their products !
The fee charged to transfer a credit card balance varies from $0 to a certain percentage depending on the credit card company that you are dealing with. Chase Business credit card charges $20 per transfer whereas American Express One charges 10%.
When you use credit card for purchasing goods and services, the credit card issuer pays for it first and you pay the credit card company. On the other hand, when you purchase using a debit card, your purchases are charged to your bank account.
Interest is charged only on the amount you actually borrow