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If a leak from my condo damaged the condo below mine and neither of us have insurance who would be responsible for paying for the damages?
Lovinhhi
If it was determined that the condominium did not bear any blame, then you are the one who would be responsible.
Wiki User
∙ 14y ago
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What happens in an accident where nobody has insurance?
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
Car accident and neither have insurance?
The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.
My car is being damaged by a squirrel while parked in my rental parking space. Has happened twice in 2 weeks and has cost me over 300.00 dollars each time. Isn't my landlord responsible for damages?
Is the parking space a rental parking space, or is it the parking space for your rental apartment/home? In the case of the former, you have the right to ask your landlord for a different parking space, especially if you're the one paying its rental. In the case of the latter, unless that parking space is assigned to you -- that which you may ask to change -- then you need to park somewhere else. But in neither case is the landlord responsible for any damages that occur to your vehicle. Your car insurance or renters insurance should take care of that problem, save any deductibles
If there is an accident and neither party has insurance and the police weren't called is one party liable for damages?
I'm not positive, but I'm pretty sure neither party is liable. Think about it, neither of you had insurance, and neither called the police(coincidence? I think not.) hang it up, it's not gonna happen. No, without an official investigation, there is nobody to determine fault. You may THINK the other person is at fault, but unless he/she is willing to voluntarily pay for your damages, you're just out of luck.
Is the driver or the owner legally responsibile in an accident?
Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had insurance. Then you both have a problem, and more than likely the injured party (or their insurance) will come to both of you for reimbursement.
What is the cost of a general liability insurance policy purchased by a renter to protect the owner of a dwelling from the actions of the renters pet?
It doesn't. Neither Homeowners insurance nor Renters insurance provides coverage for damages incidental to or resulting from from our election of pet ownership.
Which parent is responsible for health insurance when divorced?
It should be specified in the final decree. If it isn't , neither one of you had a very alert lawyer.You will have to go back to court.
What happens in a car accident if both cars involved do not have insurance and the car at fault was drunk driving?
If neither vehicle was insured you will have to sue the other party in order to collect any damages. Drunk driving is a contributing factor but really whichever party is at fault for any reason will be liable to the other party. The bad news is that if the person did not have insurance the probably don't have assets to pay the damages. This is why you need insurance and uninsured motorists coverage.
Was involved in an accident neither of the parties got a ticket however my insurance fixed the damages to her car will you have to list this when you apply for insurance elsewhere.?
Yes, All claims and accidents whether at fault or not at fault are required to be disclosed when applying for an auto insurance policy. Failure to do so can result in cancellation of your policy due to non-disclosure.
What if your rental car was stolen and you have no insurance by your credit card neither from rental company - What are the consequences Will you have to pay another car If yes if you refuse to?
You are fully responsible for any loss or damage to a rental car. If you do not have insurance to cover this or have not purchased insurance from the car rental company, they will go after you for the full cost of the rental vehicle.
Is Homeowner Insurance responsible for a crime committed on property?
Homeowner insurance typically does not cover intentional criminal acts committed by the homeowner or someone on the property. If the homeowner or a guest commits a crime, they would be personally responsible for any damages or legal consequences.
If someone throws a rock at and damages your car is this covered by comprehensive or collision insurance?
Neither. A rock hitting you're car is a minor damage and isn't handled by insurance companies. If a grown person does it you could file vandalism and demand the money for repairs. If it is a minor, 4-12, the damage stays and you really can't do much about it.
