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If a life insurance policy has an accidental death rider will an accidental overdose be covered?
Wiki User
∙ 12y ago
insurance firm differs some cover it but some are reluctant to because many people will be commiting that
Wiki User
∙ 12y ago
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Does life insurance pay for accidental drug overdose?
It depends on the policy and the specific circumstances surrounding the accidental drug overdose. Some life insurance policies may have exclusions for deaths resulting from drug overdoses, especially if the overdose was intentional or related to substance abuse. It is important to review the terms and conditions of the policy to determine if accidental drug overdose is covered.
Does dying while setting off illegal fireworks void a life insurance policy?
No, an accidental death would be covered by your life insurance policy.
Do insurance companies cover accidental damage?
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
Is ripped sofa covered by accidental home insurance?
No, normal wear and tear of household furnishings and applicances is not a covered peril under a homeowners insurance policy.
Will a auto insurance policy pay for routine vehicle repairs?
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
How do we get ahold of Union Fidelity Life Insurance to buy accidental policy?
accidental insurance
Can the insurance company deny a claim on a group life insurance policy held for 10 years if your mom died from an accidental overdose of her prescription methadone?
If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.
Is there any limit for accident benefit in life insurance?
In life insurance policy, you can have accidental coverage equal to the sum insured amount, by paying extra premia. By this way, you can avail accidental coverage policy in a life insurance policy.
Is a tailgate damaged from hauling lumber covered by insurance?
No. This is something that you did on purpose and the damage is not caused by a "covered cause" under the terms of the policy. Generally it must be damage caused by one of the covered causes and must be sudden and accidental.
What are the laws in Georgia about collecting on life insurance policy after an overdose?
The real answer lies in what the specific Life Insurance Policy states. Various states have some requirements about "suicide" deaths and how long or short of period of years a policy may be in force before suicide is a covered cause of death. If Georgia has no such law, the policy language will govern whether an OD death is covered. Read you policy.
are you liable if you have a fire in your home and you do not have rental insurance. Fire is undetermine by fire department?
Accidental fire is usually covered under a homeowner's policy, however if you were requested to get rental insurance and did not, you can be held legally liable.
Is accidental spill on wall to wall carpeting covered in homeowners insurance?
It is unlikely that the homeowners policy would cover an accidental spill other than in the case of a sewage back-up. In any case cleaning the carpet would cost less than the deductible on your policy.
