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If the policy was current, and the attending physician's opinion is that it was an accident then no they cannot deny the claim on those grounds.

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Q: Can the insurance company deny a claim on a group life insurance policy held for 10 years if your mom died from an accidental overdose of her prescription methadone?
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How did Heath Ledger died-?

Apparent accidental overdose on prescription pills.


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Accidental overdose of prescription drugs.


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