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Your policy probably does not cover normal wear and tear such as aging of the beam. Coverage will depend on what is causing the beam to break such as a water leak, dry rot, etc. Different states have different laws-call an insurance lawyer.

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โˆ™ 2015-07-15 19:54:11
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Q: If a main support beam in your basement that is over a hundred years old is starting to crack must it be replaced?
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