No, it is the responsibility of each driver to verify that a vehicle has insurance before they drive the vehicle. The state may also suspend the parent's license, but most probably not. Its unfortunate, but that is how the system works
Any more questions, email me at firstname.lastname@example.org
Sean IL Licensed Insurance Producer
The temporary withdrawal of a persons license and driving privileges is known as suspension. The drivers license is taken for a period of time for minor infractions such as driving without insurance. License suspension differs from revocation in the respect that you are able to get your license back.
You can't be sure with all companies...but most would not increase your premium unless it is a moving violation. However, expired registration violation, parking ticket violations, and other non-moving violation may lead to license suspension. Now, that is a complete different story. Such suspension may cause your insurance company to non-renew your policy.
It all depends on why your drivers license is expired, if its expired because of revocation or suspension you could pay a big fine and spend up to 60 days in jail; if it was for you just did not do it you could have to pay minm of $63 fine and possibly have to take a vision test,driving and written test again if your lucky they will just give you a warning.
For your safety, wait till the suspension of your driving licence gets revoked.If you are already having a car insurance policy,and your car is entangled into an accident during suspension period, you wont get any insurance claim from the insurance policy. You may also be trapped into police interrogation for driving with a suspended licence.
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
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