Good question, as it would depend if the policy applies just to you, or the passengers as well. That is why they say always read the fine print before signing anything!
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.
The same as they were before the accident. You owe the balance of the note loaned you. If you had full coverage auto insurance then you will likely have no need for concern.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
This would be covered by the collision part of the policy.
if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.
Short answer--No! In order to have the claim covered on the vehicle, you would need full coverage on the auto policy. This peril is covered under comprehensive, which is part of what is known as full coverage to the auto.
Yes
It will definetely be covered if the person had a drivers license and insurance on their own vehicle...but it should be covered as long as their vehicle was sitting when your vehicle was wrecked...but also since you were in the vehicle at the time of the accident it should be covered as long as they had a license
It depends, if the policy is a named driver policy and you are not listed as a driver then no you are not covered.
Yes, if your own insurance is paying for an accident that you were at fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.