There are a number of companies in Ontario that offer Equine insurance. Some companies that are in Ontario are Intercity Insurance and Henry Equestrian Insurance Brokers.
they will have a disorder of some type
Insurance brokers can actually save you money on all your insurance needs by finding the right product for you as well as finding the perfect provider for this product.
Keep the person there and call the police or the insurance company so they can walk you through it.
Answer A person who buys and sells things for other people is called 'Broker'. A person or organization underwrites insurance policies, especially for ships is called 'Underwriter'
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
To get information on motor insurance in Toronto you can contact a broker in the Toronto area although any broker in Ontario would be able to help you. You can find brokers online or by searching the yellow pages under insurance.
You probably get arrested.
Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.
When someone has been missing for long enough, which is normally seven years, that person can be declared legally dead, at which point life insurance policies will pay the death benefit for that person.