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2010-01-26 22:04:41
2010-01-26 22:04:41
Will Homeowners Insurance cover an Auto Accident?

No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.

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No. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.

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Related Questions



No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.


I have the same question! A car did hit my house and I started to go through my homeowners insurance , but however I am thinking after all the problems that I am having with my homeowners that maybe it would have been best to go through the car company insurance.


No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.


well it depends where u live as auto insurance differs everywhere. But here in Ontario, when a person hits you and drives off or has no insurance, it goes under your Uninsured auto mobile coverage. and it has very limited coverage for Medical bills, and fixing ur vehicle up to 25,000 if it was a person with no insurance. if its a hit and run then u have to pay the damages to your car out of pocket. or make a claim under your collision coverage.


It depends on the scope of coverage you purchased. Talk to your insurance agent if you have questions about your coverage. Your agent would the person in the best position to advise you of coverage.


File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.


yes subject to your homeowners deductible



Yes, That would be a covered loss under most home insurance policies.


Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.


Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.


It depends on what is damaged, but most probably home and contents


If you know who the company and/or agent is, you can submit a claim to them as a claimant against the other person's insurance.


It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.


My insurance canceled uninsured person hits someone in rear what happens to me


Regular automobile insurance helps a car owner if the car hits a commercial vehicle. A commercial vehicle needs commercial insurance or a commercial rider in many states. Check with your agent.


Depends on the insurance company, but most likely not. Because animals are unpredictable in their actions, animal hits are considered as a non-at-fault loss and usually will not affect your rates.


It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle



In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...


As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.


If a taxi driver hits you, and its his fault, the cab company's insurance pays.


I am not sure if it is against the law or not, but all you should need is a police report for your insurance. As long as you have a police report for the acident you are good, If he does not have insurance that is a huge crime and they will get him.


It depends on where you are. In the US, you or your insurance pays first; then you collect from the person who hit you for the cost of the hospital bill, damages, and pain/suffering. Get a good lawyer to haggle with the insurance of the other person.



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