Usually, you call your own. They will set up a claim and investigate it. They will usually pay for your car and recoup payment from the other insurance, or they will request payment from the other insurance company directly. In most cases, you will be in contact with your own insurance company.
No. If the accident was your fault, you can not get money from the other person's car insurance.
If the accident was your fault, the other party's insurerhas no duties owed you.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Your insurance company is going to review the police report, your statements, and the statements of witnesses and the other party. After they review that they will make a determination of fault and decide to accept liability or not on your behalf. If you think that you were not at fault in the accident make sure that you file a claim against the other persons insurance.
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
No, you have to pay your deductible.