0
If an account is unpaid and seven years have passed could you still get a loan?
Wiki User
∙ 18y ago
it all depends who is the lender and what type of loan your getting.
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
How long does an unpaid credit card stay on my credit score?
It depends on the credit bureau. Experian, for example, removes information after seven years. Equifax removes unpaid items after 10 years. TransUnion is a little more forgiving and will remove an unpaid item after seven years, as long as it's been reported to them as unpaid by the creditor. So it really varies depending on which bureau you're talking about. But generally speaking, an unpaid credit card account will stay on your credit score for anywhere from 3-10 years, depending on the credit bureau and how long the account has been delinquent.
Is it possible to go outside the country even if you have an unpaid credit card account?
Unpaid credit cards won't effect your ability to travel. If left unpaid, they will be charged off and likely assigned or sold to a collections agency. The collections agency will continue to attempt collections, and your credit will be impacted negatively for seven years.
A seven letter word that means someone unpaid for performing?
amateur
How long can an unpaid tax lien stay on your credit report in Colorado?
An unpaid tax lien will stay indefinitely, paid for seven years.
If an unpaid amount comes off of your credit report after seven years is it gone forever or is there a chance that it could come back on?
An unpaid account that is removed from a CR, may have been "bought" by a third or even fourth party collector. That collector can replace the account in question on the CR whenever they initiate collection proceedings. There really are no "disappearing debts" not even in BK. The exception would be the death of a sole debtor who lived in a non-community property state. And even then there are creditors who would literally pursue the deceased to the grave and beyond.
How do you create an account on seven swords?
When you install the app seven swords it will automaticly create an account for you.
How long do unpaid medical bills stay on your credit report?
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
Does the owner of stardoll have an account?
Well the owner of Stardoll could be a man or a woman, old or young. If they were young they could have an account but for all you know they could be dead. This means it's more likely they don't have an account. If the owner had a child from seven - twenty this child would be most likely to have an account. Put it this way: the owner of stardoll whoever that is, isn't likely to have an account but their son/daughter would be most likely to have one. Thank you.
When you settle a card debt for less than the full amount should the amount due and the balance as listed on your credit report be zero or can they list the account as past due with a balance?
The account can read 'settled-not paid in full'-'settled-paid' or similar. The account should not be listed as 'past due' but any unpaid amount can be picked up by a collection agency who may try and collect on the unpaid amount. Monitor your credit report [[yearly] for any changes in the account status. Don't be afraid of disputing any inaccurate information, after all this is your credit report. Keep all written confirmations of accounts paid in full for about seven years so you have proof at a later date, if necessary.
Can you save your seven swords account?
Yes, you can save your Seven Swords account. If you have been inactive for more than a year, they will send you an email to remind you to become active again before your account is deleted.
How long do unpaid car loan stay on your credit report?
Any unpaid loan will remain on your credit record for seven years from the last date of payment. In the event the lender obtained a judgment against the debtor, it will remain on the record for ten years past the date the judgment was issued. In some cases, if the lender obtains a judgment, the account is not paid, and the lender obtains an extension, the record will remain for an additional ten years past the first ten.
Does an unpaid tax lien have a termination time?
No, an unpaid tax lien will remain on the credit report for seven years but will be enforceable until it is paid in full. Tax liens are considered "perfected judgments/liens" thereby making the lien property subject to a forced sale.
