No, Under no circumstances may an insurer or agent thereof intentionally "keep" your unearned premium payment. This would be a violation of the agents fuduciary obligations to the insured. However, if there was an outstanding balance due on your previous policy, then they are allowed to accept and apply that payment to the balance owed. Unearned premium payments whether they were made before or after the policy lapsed are typically returned to the consumer. Most state regulations specify 60 days or less to issue returns.Insurance Agent's Entitlement to Money
Is this a payment that was applied before renewal was up, or the actual renewal payment? If the agent took your renewal payment and did not renew your policy, then you need to contact the department of insurance in your state. That would be illegal.
The prior answer is entirely correct. What's more, if there is an intervening covered loss (after you made the premium payment to the agent) but the policy was canceled for non-payment of premium, you would be uninsured for the loss. Therefore, the agent may be liable for that which the insurer would have paid for the loss. The claim for the loss caused by the agent could, perhaps, be negotiated with the agent or his.her/its errors and omissions insurer. You may also have the basis for a civil suit against the agent on the same grounds. Furthermore, since insurance agents are licensed and regulated by State insurance regulators, a complaint could be made with the regulatory authority which would handle the matter administratively. This could result in the suspension or revocation of his/her/its license and part of the administrative action could involve monetary reimbursement for the loss..
The cast of Why Intelligence Fails - 2004 includes: Shane Nolan as FBI Agent Juliet Stevenson as Narrator
To cosign a loan is to guarantee payment if the borrower fails to pay.
if the owing party fails to follow though with payment
A gap between colonial theory and policy refers to the way in which a nation expresses intentions and fails to live up to them
loss of tax treatment
Yes, but with an exception. Your obligation is to pay the landlord the rent by a certain day of the month. If you choose to entrust the mail with the payment, you are using the Postal Service as your agent and if your agent fails, then you fail. However, if your landlord wants you to mail the rent to him, then the landlord has chosen the Postal Service as its agent. In that case, if the agent fails, it is the landlord, not the tenant who fails and the tenant cannot be held responsible. Check your lease. If it states that the rent is to be "received by" you have a duty to mail it with enough time for it to arrive promptly. If you do not take into account issues with the mail, you have not met the requirements. And the burden will be on you to prove that you mailed the rent, addressed it properly and affixed the proper postage to it. As there is normally no way to verify that a check has been mailed, the landlord may require that you pay your rent directly or through some intermediary. If a check could be lost or stolen, or does not arrive by the date due, the landlord may require that you replace it rather than wait for its arrival. If this is a repeated occurrence, it is likely that a non-postal payment method may be implemented.
Search for a union relating to theatre. There will agents available through their site. if all else fails, google it
Call your insurance agent, which is most likely a local outfit. They will provide you with the name of your insurance company and also another copy of your policy. You can also go back through your records and see who you made the check out to when you paid for the policy. If all else fails, check your insurance identification card which should be in the glove compartment of your vehicle (if it is auto related). Good luck!
No, but if the borrower misses enough payments, the cosigner will start getting collection calls as well.
Yes, fails are funny. Especially EPIC FAILS.
It depends on who you are... If you are the one who issued the cheque then: You can make an alternate payment to the payee to ensure that he does not initiate a legal proceeding against you. If you are the one who received the cheque then: You can request the cheque issuer to re-issue the payment, which if he fails to do so, you can raise a legal proceeding against him.
30 days after the date of the move.
Check with a local agent www.nahu.org/consumer/termsofuse.htm If all else fails, there is State Disability For more info see www.SteveShorr.com/disability.htm
You can try your local council that should have housing that anyone can afford, or if that fails try your city's newspaper or even a real estate agent.
She can call the student loan office to set up a payment plan with them, they're pretty flexible as long as they're getting paid. If she fails to pay them, they will eventually start keeping money she does earn to receive payment.
Not really insured, but you still own whatever stocks, bonds, or mutual funds you are invested in. I believe that custody of the certificate would pass on to another firm. It would be like if your insurance agent went broke, you would still have coverage from the parent company and your policy would be transfered to another agency.
Life insurance is available from hundreds if not thousands of providers. If you don't know an agent you know someone else who does. You can look in the phonebook if all else fails.
i strongly hope this idiot president fails in his heath care reform
When Engineering Fails was created in 1998.
no, but there is a "dummy never fails community" which is sorta like a "dummy never fails 2"
Your fault, your problem! Any amount of damage above the limits of your insurance policy is your responsibility. Pay attention when you drive!
Simple answer? Because a direct democracy carries many problems that defeat national goals. A direct democracy, while difficult to manage, is subject to whims and fads and managed campaigns that would bend policy toward special interests or simple bad decisions. A non-democratic state fails completely to enact the wishes of its citizenry, while a totally direct democratic state fails to consider policy nuisances.
It is HEARTBEAT. If it fails you will die.
Disappoints, bores, fails to impress or fails to surprise...
When MBR fails then the operating system will not load.