Probably. Maybe. Maybe Not. Better ask your agent. If the uninsured car does not belong to the driver and he does not have regular use of it, most policies will cover the accident. Also if he just (within the past couple of days) purchased the car, he should be OK. If the driver owns the vehicle or uses it on a regular basis, the company will probably pay and terminate his coverage. Probably. Maybe. Maybe Not. Better ask your agent. If the uninsured car does not belong to the driver and he does not have regular use of it, most policies will cover the accident. Also if he just (within the past couple of days) purchased the car, he should be OK. If the driver owns the vehicle or uses it on a regular basis, the company will probably pay and terminate his coverage.
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance.
Only if the driver was responsible and only for his liability
Anyone without valid auto insurance that is driving is an uninsured motorist.
Is driving without insurance
Even after receiving a car insurance quote, someone driving uninsured is still putting their lives and others in jeopardy and whether you have a license or not. Someone driving uninsured can bring on the risk of being arrested.
If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Yes, If you were driving uninsured then you were uninsured, it doesn't matter what day of the week it is.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
99% of all insurance companies will cover such situations.
Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
It depends on what state you are in; most states require PIP (Personal Injury Protection) to defray the costs of an accident where at least one of the parties is uninsured.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.
There is no law directing parents to provide health insurance for their children. It is the law that a child of legal driving age have auto insurance if he is going to be driving his own or his parent's car.
About an hour ago, I got pulled over for driving an uninsured vehicle and received a ticked for that (which was $287) and for not having the proper insurance documents (which was also $287). I'm in Oregon.
I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
Driving in an uninsured car has serious and expensive consequences.You will receive a traffic violation. Your license can be suspended.The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the statutory time period for your state.
Yes. You are driving so you are responsible.
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.