If the permitted driver was issued a violation then they are clearly At Fault. The insurer of the vehicle he is driving has the primary liability, no fault states have special rules for the recovery of damages. If there is no insurance then the title holder of the vehicle the premitted driver was driving is liable, they may be able to recover from the minors parents.
no
The person(s) doing the damage is responsible for it. If these persons are underage, then their parents are responsible. If the ones causing the damage can't be identified, then there's no one to pin the blame on. Then you have to look to your own insurance to see what can be done.
Yes.
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
No, The other persons Insurer is not responsible for the coverages or lack of coverage you decided to purchase from your own insurer.
Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.
If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.
You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.
If you mean can you pay for the other persons ( the owners ) insurance policy yes. If you mean can you insure it for yourself no.
You wouldn't unless you have insurance on your lawnmower.
If the accident was your fault, the other party's insurerhas no duties owed you.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.