no
Insurance for someone else's propertyYes, You can legally Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. There are many situations where a third party may need to obtain property insurance such as, Estate Executors, Court Appointed Trustees, Dependents, Bailees, Tenants, Persons holding POA, or living wills, etc..You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.
Liability
liability
liability
The present owner is the only person who can recover.
If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
It is theft.
Yes.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
Sure you can.
Vandalism is the act of intentionally damaging another person's property. This can include graffiti, destruction of objects, or defacement of buildings without permission. It is considered a criminal offense in many jurisdictions.
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.