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If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
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∙ 15y ago
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Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
Will insurance cover theft of property from your house?
Yes, that coverage should be under the personal property section of your policy.
Does homeowners insurance cover renter's property if you rent the house?
No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.
What does property insurance cover?
If you mean property like the land, then the insurance covers the land the house is on. Other one is "property insurance" covers the items in your house, let's say someone broke in and stole your amazing 54in flat screen TV. You have property insurance and it covers the cost of the TV or part of the cost. You make a claim for it then insurance sends you money.
A branch on a large tree cracked if it fell on the house it would have demolished part of the pella sunroom on my house. I paid 3000 to have the tree removed. Does homeowners insurance cover this?
No, Homeowners insurance does not cover the cost of property maintenance.
What does renter's insurance cover?
Renters insurance will cover your belongings in the house, and will also cover you for any legal mishaps you have with the landlord. It is prudent to have it as if for example there is a flood your belongings would not be covered by the landlords house insurance.
Is someone elses property is stolen from my house am i responsible?
The question is not clear enough to answer completely. Why are other peoples "goods" on your property? Do you own a warehouse? A storage facility? Do you offer storage to these people for their goods? Or, did the goods just "happen" to coincidentally be there in the wrong place at the wrong time? In the first instances - you should have had insurance to cover the eventuality of theft. In the last case, your homeowners or business insurance should cover it.
Does homeowners insurance cover family members helping with remodeling house?
No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)
How much hazard insurance policy to cover for 300000 house?
You already answered your own question. If the house is worth 300K, then you buy hazard insurance on the home for 300k. It would be unlawfull (insurance Fraud) to over-insure your property.
Will homeowners cover an unregistered vehicle that hit mine on your own property?
No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.
Does homeowners insurance cover damage to your neighbor's property caused by tree roots from a tree on your property?
I've had a similar issue - I was told to make my neighbour personally liable for any damage and subsequently they can make the claim asked the personal liability section of their house insurance. Thus their house insurance settling my claim for damages
Will your house contents insurance cover a visitors stolen motorcycle from your garden?
Ordinarily, no. Contents coverage is intended to cover the loss or damage to property kept within your home. The property is generally considered to be household furnishings and similar personalty.
