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If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?

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2008-12-10 22:35:23
2008-12-10 22:35:23

The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.

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If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.


If the driver with the suspended license caused the accident then he/she is responsible.


If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.


Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges


P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.



Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.


If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.


Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


My insurance canceled uninsured person hits someone in rear what happens to me


Until you obtain auto insurance and prove to the court that you are now insured.


I hope you had insurance for this. The uninsured motorist will probably be broke


If a car is uninsured then you could get fined a big ticket and you could go to jail. It depends really on your background. your welcome macie smithers An uninsured driver will have there linsence revoked or suspened for three years depending on what state your in and what your past record is.


Your vehicle was or was not insured? If neither the vehicle nor driver have any insurance, both the owner of the uninsured vehicle and driver will be held accountable for the damages caused/owed. Fines, loss of license and plates, etc. with more detailed information I could be of more assistance.



Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.


Depends on where it happens. At least, the driver is not allowed to continue driving, and is fined. The car can be impounded.


Doubt your license will be suspended his might, but you run a risk of losing your plates and any plates in your name, along with fines etc. This is a state specific thing. In my state, the owners of uninsured vehicles (if they were NOT the driver) lose their plates, and the uninsured driver loses their licence. Check with your states dept of insurance and they will be able to answer this.


Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.


No. Uninsured motorist coverage protects the owner of the vehicle which is damaged due to the actions of an uninsured driver of another vehicle (or damage caused by a hit-and-run driver). I think what you are asking is known as a 'permissive' driver - someone who was driving another person's vehicle with the owner's permission, but who is not actually named on the policy. The answer to this is 'probably' depending on the insurance company and the provisions of the policy itself, but if provided for would cover them like they were a named insured on the policy.



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