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Usually your insurance should cover the damage, but this is only if you have coverage for uninsured motorists. Talk to your insurance company to find out if you have this coverage and how to file a claim. If you got a police report from the accident, you could file a claim in civil court to make the person who hit you pay out of pocket. There is no guarantee that you will win this, however, and it can be costly. Plus, if the people have no insurance to begin with, they probably don't have the money to fix your car. It's probably best to count your losses and let the law handle who hit you. Good luck!
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∙ 16y ago
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If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?
The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.
Can you use uninsured car insurance towards your car if you don't carry collision?
An Uninsured car has no insurance. Your liability coverage may follow you to it if it is a replacement vehicle but would not cover damage to the uninsured vehicle.
An insured driver is unknowingly driving an uninsured car and has an accident. The owner of the uninsured car is injured. Who pays for the damages and injuries?
You can check with your own insurance and it will most likely cover your medical costs but I doubt they will pay for the damage to the vehicle. If you wish to get payment from the uninsured auto owner you will have to sue them in civil court. Good luck
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
Can an uninsured driver with no vehicle drive a friends car?
Legally, NO
If an insured driver wrecks an uninsured vehicle who pays?
I was recently in an accident & had no insurance. The person that rear-ended me was 100% at fault, which he admitted at the scene, and his insurance company paid for my car (which was totalled) and my rental. At the end of the day, he was at fault.Her company did not insure your vehicle and owes you nothing. Never, never, never let anyone drive your vehicle if you don't have insurance on it (inlcuding yourself!) Above answer is probably wrong. If the other vehicle has liability insurance, which is required in most states, and is determined to be at fault, that person's insurance will cover the repairs or replacement of your vehicle.
Can you deduct the purchase of a used car from your taxes?
No. But an uninsured vehicle loss can be.
Uninsured driver driving insured car is he covered?
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
In a three car pile up who's insurance pays when the third car is uninsured?
This depends on the specific state's laws in which you live. Generally in a pile-up the insurance companies duke it out, and often each goes through his/her own company for coverage, which would leave the uninsured motorist with no coverage for their vehicle. For injuries, depending on fault, you may possibly draw from the uninsured motorist coverage.
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage
