Any damage would not be covered by your insurance company especially if you gave them permission to drive it. Now if it was stolen....but you probably wouldn't want to say that, might get your unlicensed driver a criminal record.
To add to that, if you say it was stolen and it is not and you don't roll over on the unlicensed driver, you will be investigate for insurance fraud and if they catch you, you will be denied on the claim and could possibly face criminal charges yourself.
The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
Yes
Driving in a car at any age without a license is illegal. If caught, the car will be towed away and impounded. the licensed driver in the car may also lose his license for allowing the unlicensed driver to drive.
Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.
Yes, but the rates will probably go up. Loaning a vehicle to an unlicenced driver is risky behavior that insurance companies don't generallly like.
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
no unless the car the driver was driving was unsafe and the problem of the accident but only the driver can sue in that case.