No. You were denied credit because 18-year olds cannot legally enter into a contract.
You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.
The original AMEX the you were denied for will affect your credit negatively. You will have two separate inquiries with only one open account within a period of six months.
Yes. It is reported on your credit report.
YES
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
Yes, a hard inquiry from a credit application can temporarily lower a person's credit score by a few points. However, the impact is usually small and short-term, and credit scoring models consider rate shopping for certain loans as a single inquiry.
When you have been denied credit or annually.
In the UK, no.
because ..
A CHAPTER 7 BANKRUPTCY TAKES 10 YEARS BEFORE THIS IS REMOVED OFF OF YOUR CREDIT REPORT. THE GOOD NEWS THIS DOES NOT AFFECT YOUR CREDIT ANY LONGER! *********************I filed Chapter 7 in 2003 and depending on what your state court's definition of "dismissed" is it CAN affect your credit. For instance, some courts definition of "dismissed" is the same as "discharged." In Ohio it is "discharged" and I no longer owe any debt, however it DID IN FACT AFFECT MY CREDIT. I can NO LONGER get any. I received denial letters stating the reason for being denied, "Bankruptcy." So do your homework according to your state.
yes, when you apply for an auto loan and get denied, it will hurt your credit. first, just applying for credit is a hard hit by 2 to 5 point lost.
New rules from the federal government now indicate that those who have been denied credit because of low scores can have the sources of those scores revealed. The rules were provided in accordance with FTC guidance from the Dodd-Frank Wall Street Reform and Consumer Protection Act. Before this, consumers were provided with a more generalized risk-based pricing notice that did not disclose the credit score. Now, consumers could become more interested in obtaining copies of their credit reports. The rules will affect those denied auto loans, personal loans and mortgages based on poor credit.