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They could only reappear on your credit report if they are investigated and found to be yours. Sign the affidavit; so long as you've disputed and account and it's being investigated, it cannot be reported on your credit. The other benefit is that the investigation will likely prove the accoutns are not yours. * If the affidavit is not signed the credit issuer has no legal obligation to investigate the charges and the account holder will be responsible for the entire debt. A signed affidavit is an admission under oath and is subject to perjury charges if false information is given.

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Q: If fraudulent accounts were disputed and removed from your credit file should you sign an affidavit the credit card company sent you to investigate those accounts Can they go back on your credit file?
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