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Can items that were disputed and then deleted be placed back on your credit file?
Wiki User
∙ 17y ago
They can be, but it would be a mistake on the part of the credit bureaus. You can alert them to the problem and they are required under the Fair Credit Reporting Act to rectify the situation or face fines. A second scenario is that the accounts were disputed, during which time they cannot be reported on your credit, and then found to be valid. They can place the accounts back on your report but they should advise you that they're doing it.
Wiki User
∙ 17y ago
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If you disputed items on your credit file and they were deleted by the 3 credit bureaus can the credit card company come back and try to put them back on your file?
Usually not, they had t6heir shot and dropped the ball. However, you have to remember that the credit card companies pay the bills at the credit reporting agencies. There are a lot of shenanigans that go on. You need to visit www.ftc.gov and review a copy of the Fair Credit Reporting Act.
How do you clean your credit score?
The best thing you can do is work on removing the negative items that are hurting your credit score. That means disputing to the credit bureaus the items that are pulling you down. They will have 30 days to verify the item being disputed or it must be removed from your credit report.
If you get a charge off deleted from your credit report will it dramatically raise your score or is it worth it?
If there are no other negative items on your credit report, and depending on other small variables, it will be a dramatic (50-100) point increase.
If you dispute items on your credit report are they removed temporarily while they are being verified by the credit companies?
Disputed items are not removed from your credit report during the period of "verification". If you dispute an entry with a collection agency, they are supposed to notate the disputed account upon their next update. Updating the trade line without that notation constitutes continued collection activity and is a violation of law. There is no such obligation on the credit bureaus themselves. They simply must complete their verification within 30 days from receiving your dispute. If the reporting creditor verified the trade line within that time period, you are informed. If the reporting creditor fails to respond, or does not verify, the trade line is shielded from further reports.
What is the role of debit and credit?
increase items in business we use debit. decrease items in business we used credit
Can you apply for a car loan if you are disputing items on your credit report?
Get your disputed items cleared and marked paid before you get started on the loan. Having derogatory items on your credit report will affect their opinion of your credit worthiness.
If you disputed items on your credit file and they were deleted by the 3 credit bureaus can the credit card company come back and try to put them back on your file?
Usually not, they had t6heir shot and dropped the ball. However, you have to remember that the credit card companies pay the bills at the credit reporting agencies. There are a lot of shenanigans that go on. You need to visit www.ftc.gov and review a copy of the Fair Credit Reporting Act.
How do you clean your credit score?
The best thing you can do is work on removing the negative items that are hurting your credit score. That means disputing to the credit bureaus the items that are pulling you down. They will have 30 days to verify the item being disputed or it must be removed from your credit report.
Items that are placed in the Recycle Bin on the computer desktop?
Items that are placed in the Recycle Bin on the computer desktop are actually not deleted until removed from the Recycle Bin. They are easily restored with a simple command if they are not permanently deleted.
Can a bankruptcy be disputed by a creditor?
You can dispute bankruptcies and items included in bankruptcies the same as any other negative item on your credit report. You must submit a dispute letter to the credit bureaus stating why the item(s) are being disputed. The credit bureaus have 30 days to verify the items or it must be removed from your credit report.
Is it illegal to put back on deleted items that had been removed from your credit more than three times?
i like konw once we deleted from phone log how i can get back that massage or phone number
Where do deleted emails go?
Usually in the trash/deleted items.
What if you deleted a character that still had a merchant in Maplestory will you get the items back?
all items on the character the time of deletion are deleted with the character in other words you cant get items back that you left on your character if you already deleted it
If you get a charge off deleted from your credit report will it dramatically raise your score or is it worth it?
If there are no other negative items on your credit report, and depending on other small variables, it will be a dramatic (50-100) point increase.
Are items that are placed in the recycle bin on a computer are immediately deleted from the computer?
In short no. but the longer answer is well, longer. when a file is deleted from explorer, it is sent to the recycle bin. when you delete it from the recycle bin, it is gone forever. the recycle bin is like an "are you sure" thingy.
What is a recycle bin used for on a computer?
Any item that is generally deleted is placed in the recycle bin.One can access the recycle bin and have the option to restore any previously deleted items or alternatively completely empty the recycle bin leading to a permanent removal of the item that was initially placed there.
How Can you recover email that was deleted from Outlook Express 6?
There is a folder called deleted items in your menu, that is where your emails go when you delete them, as a side note you should delete the items in the deleted folder every so often to help save space, while in the folder click edit at the top and then click empty deleted items folder.
