why not just contact them and ask for a refund? If you sue the courts will require that you demonstrate damages. You have been "damaged" by the amount of money you were charged. If they give it back to you, you are "whole" again. It is doubtful that the courts would give you more than they charged.
If a 1099-C form was received then you are required to pay taxes on the amount shown. This is done when a debt is considered cancelled. A cancelled debt cannot be pursued for collection. ALthough there is no guarantee that unethical collectors wouldn't make an attempt to do so.
If an account is charged off it is automatically closed. It is listed as uncollectable debt.
No.
That is totally dependent upon the creditor. The account will eventually be charged off, and then either referred to a collection agency, sold to a third party collector, or cancelled as a uncollectible. Unless a debt is cancelled it is subject to collection procedures. The debtor can be sued for monies owed as long as the debtor's state's SOL for the filing of such litigation has not expired.
Yes, interest and fees are still charged when an account is sent to collections or purchased by a third pary collector.
if u own them both log onto one, go onto my account, click subscription on side, put ur pass in a go down, click cancel subscription
I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed
You can be charged any fees that were applicable to the account when it was still open. Yes, fees and interests will still be applied as long as there is an account balance.
no its all free
no, WikiAnswers is free to the public
Yes
Oh no. There is no money. No money when you make an account. But, you do get charged if you want to buy NickArcade.