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Q: If i don't have car insurance and someone hits my parked car do they pay?
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If your car is parked in a driveway and you have no insurance and someone hits it?

If someone hits a parked car then they are automatically liable.


If someone hits your parked car and you call your insurance will your rates go up or will their insurance take care of everything?

If your car is parked and someone hits it, your rates should not go up. The other car's insurance company should take care of everything, even if you have the same insurance company. You are entitled to have your vehicle repaired following an accident that was caused by someone else.


Will your premiums increase with no-fault insurance if someone hits you when your car is parked?

The insurance company has no reason to raise your premium, the situation was completely out of your hands.


What if someone hits my car while parked and i don't have car insurance?

Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!


If someone hits your parked car do you have to pay your deductible?

no


What happens when someone hits a uninsured parked car?

they are both screwed


What do you do when someone hits a parked car?

leave a note with your info or call the police


If someone hits your parked car does your insurance go up?

In most cases it would not go up. However, some insurance companies give a discount for having no claims and in that case any claim at all would make you loose the discount.


What happens when a person hits your uninsured parked car in front of your home they have full coverage?

if it there fault there insurance pays


If a car hits your parked car do you have to accept what their insurance appraiser offers you in payment to repair your car even if it is not enough?

Almost certainly not. You are in no way at fault, so you should not have to pay for someone else's mistake. Contact your own insurance comany and ask them to discuss the matter with their insurance company.


Who is responsible if someone hits my parked car with out the parking brake set and then my car hits another parked car?

I think it would have to be the person who hit your car because they caused your car to crash into the other car.


If passenger opens car door and hits parked car who is liable?

The insurance company of the car whose door was opened will pay for it.