Normally you will have a no claims premium discount of up to 60%. when you have an At Fault accident you lose part of this discount for the next renewsl, it may go down to 40%. If you have a not at fault accident you shouldn't lose your discount. However each insurer handles this differently sometimes - pay to check with you insurer
Your insurance may go up it may not, also sue for allot of money!!!
health insurance
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.
nope.
If the accident goes on your driving record, yes.
Yes.
The kind that's probably about to go up
Technically, You are responsible for the car because the car insurance is in your name and not theirs. You can also go to court and they will investigate to see who should pay for accidental damages on the car but the Judge can also make the driver pay your cars insurance. It can go either way you or them depending on evidence of the accident.
yes mine went up £250
Whether or not your insurance goes up if you cause an accident depends on your company Ask your agent.