There are no nursing homes that will accept social security checks without medicaid coverage in the New York area.
No, but Medicaid might suspend coverage.
The penalty is loss of nursing home coverage for the number of months that the amount improperly transferred would have paid for nursing home care at the private pay rate.
Medicare and Medicaid coverage is virtually identical. The two principal things to remember are: Medicaid is always the payor of last resort (i.e., bill Medicare and/or private insurance first); and, Medicare does not pay for long term custodial care, such as a nursing home (Medicaid does).
Depending on other assets your mother has, if any, Medicaid might require her to apply some or all of the inheritance toward her medical care, including the nursing home. Therefore, she might lose her Medicaid coverage temporarily, by going into "spend down." She should not have to re-apply and/or re-establish her Medicaid eligibility.
I suggest you contact your State's Medicaid agency.
Medicaid/nursing home status does not excuse one from paying taxes.
As long as you meet the non-financial factors of eligibility for Medicaid, the State will expect you to apply your "excess" income/assets to your nursing/medical care and the Medicaid will pick up the remainder of the medical/nursing bills.
Some advantages of Medicaid are that it pays for long term care services in nursing facilities
Make sure you find a nursing home that will take whatever insurance they have, usually Social security and medicaid, and then plan to get them there somehow. Some can take them right away, some have lists.
No, settling up with the nursing home(s) is not an eligibility factor for Medicaid.
There is no provision in Medicaid for assistance in moving a recipient from one residence (such as nursing home) to another. I suspect the same is true for Medicare.
One does not need to be elderly in order to have Medicaid pay for your care in nursing homes. As long as one has been proved to be medically necessary, then one is qualified.