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If my wife hits our garage with our trailer what insurance pays for the damages Auto or Home?
Wiki User
∙ 14y ago
It depends on what is damaged, but most probably home and contents
Wiki User
∙ 14y ago
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Does property insurance or auto insurance pay when a auto owner damages his garage with his auto?
Auto Insurance.
Do I need to have travel trailer insurance, or will my auto insurance cover the trailer as well?
Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.
Will the home owners insurance cover if my vehicle hit my garage wall?
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
Does auto insurance cover trailer?
Yes. In Colorado a trailer would be covered under the auto insurance policy. If you have a fifth wheel or camper I would recommended and insurance policy by itself on it.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
What does a standard insurance include?
"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."
If you have caused an accident which type of automobile insurance would cover damage to your own car?
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
Why is damage to watercraft or trailers excluded?
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
What exactly is Travel Trailer Insurance and how do I go about getting it?
Travel trailer insurance insures a trailer (and generally the contents) hitched to another vehicle. Many auto insurance companies (e.g. Progressive) well sell you a policy.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
