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Q: If person not covered in insurance policy recks car is car repair covered by insurance company?
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What is The different between insurer and insured?

The insured is the person or entity who is covered by the insurance policy. The insurer is the entity (insurance company)that pays to, or on behalf, of the insured for a covered loss. That which is covered by the policy is set forth in the insurance policy.


What is the difference between insured and insurer?

The insured is the person or entity who is covered by the insurance policy. The insurer is the entity (insurance company)that pays to, or on behalf, of the insured for a covered loss. That which is covered by the policy is set forth in the insurance policy.


Are snowmobiles covered on your Homeowners insurance policy?

depending on you insurance company... I know my snowmobiles are covered on my homeowners


What is a person covered by an insurance policy?

The named insured(s).


Can the court alter the terms of an insurance policy through awarding claims excluded in the policy?

The court can make any judgment they wish in regards to a claim regardless to what is covered by the insurance companies policy. What happens is the individual policy holder is now on the hook for the damages that the insurance company is not going to cover. The terms of the policy would be inforce unless a court of authority finds the insurance company was negligent in it's exclusion of specific terms in the policy. So basicly the insured person who was covered by the policy is out of pocket the amount of the awarded claim regardles of the insurance company covering that exclusion or not.


What exactly is a life insurance company?

A live insurance company is a company that holds a "life insurance" policy on a person. The policy is taken out by a person and fees are paid. And, if for some reason the person's life ends, the policy is paid out to the beneficiaries as long as the death was not done on purpose.


What is typically covered under small business insurance?

Small business insurance is geared to industry so what is covered will depend on what industry you are in and which insurance company your policy is supplied from.


If you and your spouse are legally separated is the wife still covered under the health insurance until which time they are divorced?

As long as the premium is being paid on any person listed on a policy, that person is still covered. If one of the persons listed on the policy moves out of the "coverage area" (like out of the state) of the policy, it is possible that person could be excluded from coverage. Check with the insurance company for the details.


If you get a new car and you have insurance on another car is the new car covered or not?

It is not automatically covered. You must call your insurance company and add the car to your policy.


Husband has accident with my car and he's on the insurance exclusion list?

When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.


Will a insurance company fix damages to a vehicle that was covered at the time of an accident but then is later removed from the policy?

Yes, as long as the vehicle was on the policy when the damage occurred it will be covered.


A written contract between an insured person and an insurance company?

It is called in insurance policy.