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The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.

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Q: If someone drives your car and gets into an accident will your insurance go up?
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Related questions

If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?

yes


Is is a crime if someone drives your car gets in an accident?

no. It could be, depending on the details.


If someone else drives your car and gets in an accident are you responsible?

In Massachusetts the answer is YES. If more than one person is going to be driving your car then you have to have the appropriate insurance for that person. The laws do vary from state to state so check with your insurance company.


If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?

Yes


What if someone drives your car and gets a ticket does your insurance go up?

No, driving violations are based on the drivers lic. not the vehicle they were driving


What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?

Yes it does. The cancellation of an insurance policy is not retroactive.


Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?

It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.


If someone without a license drives a car and gets into an accident who will get in trouble?

Certainly the person that was driving without a license. It would depend on the circumstances if anyone else did.


Who gets paid in car accident?

Everybody covered by the insurance


Does your premium go up if someone without insurance had permission to drive your car and gets into an accident that was their fault in NJ?

Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.


If a friend drives your car and gets in an accident why would that accident go on your driving record?

It shouldn't go on your record but it may go on your claims history.


What if someone holding motor trade insurance gets involved in an accident on car not owned by them?

If someone owns a motor trade insurance policy and gets involved in an accident on vehicle not owned by them, if its their fault, they go through their own insurance and car owners insurance doesn't get involved. If its not their fault, they claim against third party insurers. Most of the time the vehicle repair cost gets given to the car owner but if motor trade insurance holder has bought the vehicle but hasn't transferred the ownership onto their name, they then need to provide some sort of proof that they purchased the vehicle, with previous owners confirmation.