No, driving violations are based on the drivers lic. not the vehicle they were driving
The driver will get the ticket.
Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.
yes
No. Speeding tickets are issued to the driver not the vehicle.
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
It can show up on your CLUE report which insurance companies use. Generally it will have your car but the other persons name and info. It is easy to get the insurance company to ignore that ticket under those circumstances.
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.
If the ticket was issued to his name then NO, it will not effect your insurance rate.
This is easy to answer. The person who was driving gets the ticket because that person is the one who broke the law.
No, the state does not notify insurance companies each time a person gets a ticket. It is up to the insurance companies to periodically get a persons driving record. Surprising to most people insurance companies don't do this all to often. It's expensive so they usually only get your record if you give them a reason to such as file a collision claim.
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
I believe the Parents insurance go up!