Not against your own insurance.
Liability insurance.
Liability and medical insurance.
No it is not
Loss assessment on a homeowner's insurance policy is protection against getting sued for a person being injured on the property. This is a common insurance that condominium owners need to protect themselves from lawsuits for someone being injured in the common areas of the condominium complex..
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
Expect nothing, get an attorney...
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
You guessed it!
Yes you can, However it would probably be best if you did it through your insurance because litigation is a expensive and complex business. and if even if you win if the person you are suing does not have a means to pay the judgement against them it wil be you that is out of pocket in the end. As the old saying goes, "You cant get blood out of a stone."
ask them
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.