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If someone hit a car in a parking lot and a police report was not filed can the insurance company deny the claim?
Wiki User
∙ 14y ago
If you have Comprehensive coverage on your Auto Insurance Policy then you will be covered. A police report can be made at any time after the accident.
Bare in mind that the most frequent fraudulent auto property claims are usually reported as having taken place in a parking lot with no witnesses while a household driver check reveals unlisted drivers.
Insurance companies have learned that an insured is less likely to file a fraudulent insurance claim if they know that in doing so they will also have to file a fraudulent accident report with the police.
If your insurer denied the claim it may be because they didn't believe you or it may be that your Insurance Policy contract requires the report be made. Many Insurers are now requesting police reports in a loss situation.
Wiki User
∙ 14y ago
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If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
Who do I contact if someone hit my car?
Your insurance company first, then, the police for a report.
Who is at fault when someone backs into you while driving in a private parking lot in wyoming?
Situation dependent, but it really comes down to their insurance company vs. yours... the police won't issue a citation on private property.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
How do you find out if someone has auto insurance?
get a copy of the police report. it gives you the name of other parties insurance company and policy number.
If someone hits your car and you don't know who it is?
File a report with the local police agency and report it to your insurance company.
Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?
Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.
Who determines fault in a parking lot case and the police did not assign fault?
Your insurance company should have whats called an extrapolation artist that can determing with all the facts fault. Police officers are not trained to determine fault, especially if they were not there.
What do you do if someone took your license plate?
All the police and report it stolen, contact the Department of motor vehicles and your insurance company.
You live in Iowa have a new car no Driver license but your car is hit while parked in a parking lot- what should you do?
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.
If you were stopped by the police and no ticket was issued does your insurance company find out about it?
No, no ticket, no report, no knowledge to insurance company.
If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?
"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.
