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If everyone was legal, yes, a collision should be covered by the insurance company.

2006-11-06 06:40:12
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Do you need insurance with a learner's permit?

Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.

Is a insured driver covered while driving someone else's Insured car?

Depends on what state you're in.

What happens when a person with a learners permit but with no one fully licensed in an insured car hits someone else Will their insurance company pay the victim or is the policy void?

In Georgia the policy follows the vehicle. This would be vicarious liability and it would be covered. However the insurance company can possibly deny this claim cause the person driving the auto obviously didn't have permission by the insured to be driving this vehicle. That's a hard one to answer...

Can someone with a learner's permit drive with a licensed but uninsured adult?

Yes, as long as the vehicle itself is insured and the adult is properly licensed.

Can any insured driver drive someone else's insured leased car?

You are covered if you are a licensed driver regardless what they say. A leased vehicle is owned by the leasing agency not by the person who is leasing it. The terms of the contract will designate who may or may not drive the vehicle and nothing else applies.

If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?

No. * i say Depends on your policy. Call your insurance person.

Would I be insured to drive a car with owners permission?

The owner's insurance covers the car and usually whomever is driving it. Many people drive cars that belong to someone else. If you are a licensed driver, you'll be covered.

What is the difference between a Proposer and the Insured?

the difference between a proposer and the insured is that a proposer is a person or an entity who is seeking insurance and an insuerd is someone or an entity covered by an insurance policy

What is licensed bonded and insured?

license......a business permit issued by a city or county government. The term bonded or insured is basically the same thing. Bonded usually applies if someone handles money or other valuables.

Can someone with a Michigan learners permit drive in Ontario Canada with a licensed insured adult?

Yes, but the insurance should cover the trip to Ontario - specifically, and the person with the learner's permit must obey the license level restrictions: no driving on the roads with the posted speed limit of more than 80km/h, and no driving from 12:00 am to 5 am.

If your car is parked in a supermarket car park an d you RETURN to it and find someone has reversed into it am i insured for the damage?

If you are insured for 'full coverage' or possibly 'uninsured motorist', yes. In a standard liability policy you would probably not be covered.

I am covered on my mothers auto insurance she has comprehensive if i drive someone elses car and get into an accident will i be covered?

you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.

If someone is borrowing your insured boat are they covered under your policy?

yes, it should if they had your permission and your policy doesn't include any 'excluded' drivers or users

Can someone with an NC provisional learners permit drive out of state?

You can use an out of state learner's permit as long as you follow the guidelines of you permit. if you are required to have an adult licensed driver in the care with you in NC, then you should have an adult licensed driver in GA, AL, FLA, CA, etc...

Do you have to have someone with you if your 19 and have a learners permit In Nebraska?

If you have a Learner'sPermit, you can onlydrive while accompanied by a licensed driver who is 21 years old or older.

Can a Texas learners permit drive in AR MO IL IN or MI?

As long as there is a licensed driver over the age of 21 at all times when the driver with the learners permit is driving, there is absolutely no problem with someone driving with a learners permit in a state other than where it was issued. When my son had his learners permit, we took a 2 week vacation and traveled across several state lines - he drove 75% of the trip - we were never stopped.

What does licensed and insured mean for a general contractor?

Being licensed basically states that the contractor has the knowledge expected to perform the services indicated on the license.Being insured means that while he's doing the job you hired him to do, if he backs his truck into the wall of your garage or sets fire to your home, he has insurance that can pay for damages or to have it fixed.

Should someone with a learners permit have insurance?


How can I find licensed, insured plumbers locally in Tucson?

Your best bet when hiring a plumber is to rely on friends, family, neighbors and co-workers to recommend someone. Anybody with a good plumber is always happy to spread the word. Failing a reference, use the business pages (Yellow Pages/Yellow Book) to locate plumbers in your area. When contacting them, simply ask if they are licensed, bonded and insured.

Can you Have A Registered car but have someone else on the insurance?

Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".

Do drivers with learner permits need car insurance?

Auto Insurance Required for Learners PermitYes, A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage.A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility.

Can you drive someone else's car if you have a valid license but are not insured?

Is the CAR insured? If not, it's not legal.

Will homeowners insurance pay for injuries to someone who also lives in the home.?

if that person is related to you - no they are not covered - they are actually an insured - and insureds can't file injury claims - it is specifically excluded

Who must be sitting alongside someone under 18 with a learner's permit in Ohio?

To be legal for a minor under the age of 18 with a learners permit, The driver must be accompanied by a licensed driver over the age of 21.

Can someone with a learners permit in Mass Drive in Arizona?